How-To

How to File a Lost Package Claim (Step-by-Step Guide)

Exact steps to file a lost package claim with USPS, UPS, FedEx, or a third-party insurer. What documents you need, claim deadlines, and why claims get denied.

8 min read
Updated March 1, 2026

Filing a lost package claim is straightforward if you know the process — and genuinely frustrating if you don't. Carriers use confusing portals, ask for documents you didn't save, and sometimes deny claims on technicalities that have nothing to do with whether the package actually disappeared.

This guide walks through the exact process for each major carrier and for third-party insurers.

Before You File: Get These Together First

Gather everything before starting any claim:

  • Tracking number — the full carrier tracking number, not just an order reference number
  • Proof of value — receipt, invoice, or screenshot of the purchase price
  • Proof of shipment — shipping label receipt or carrier confirmation email
  • Description of contents — item name, quantity, condition
  • Photos — if damage is involved, photograph the box, packaging, and damaged contents before touching anything

Missing any of these is the most common reason claims get delayed or denied. Gather first, file second.

How to File a USPS Claim

Deadlines:

  • Domestic: 60 days from mailing date
  • International: 45 days to 1 year depending on service and destination country

Steps:

  1. Go to usps.com/help/claims.htm
  2. Sign into your USPS account (create one if needed — free)
  3. Enter your tracking number
  4. Select "Lost" or "Damaged"
  5. Enter the declared value and upload your proof of value
  6. Submit

What happens next: USPS may open a package search before processing the claim — this can locate the item at a processing facility before you need a full payout. The full investigation takes 30–60 days.

One tip: Start a Missing Mail search (separate from the claim) as early as 7 days after the expected delivery date. It sometimes locates packages before you ever need to file formally. Go to usps.com/help/missing-mail.htm.

How to File a UPS Claim

Deadline: 60 days from the delivery date — or expected delivery date for lost packages

Steps:

  1. Go to ups.com/claims
  2. Log into your UPS account
  3. Enter the tracking number and select your issue type
  4. Enter the declared value and upload your documents
  5. Submit

What happens next: UPS acknowledges within 1–2 business days. Domestic claims resolve in 8–10 business days typically; international takes longer.

Note: UPS requires a 24-hour waiting period after the expected delivery date before accepting a lost package claim. Also, technically the shipper files the claim — so if you're the buyer, ask the seller to file on your behalf, or file yourself if you have the account.

How to File a FedEx Claim

Deadline: 60 days from the ship date

Steps:

  1. Go to fedex.com/en-us/customer-support/claims.html
  2. Create or log into a FedEx account
  3. Enter the tracking number and claim type
  4. Provide declared value and upload documents
  5. Submit

What happens next: FedEx reviews in 5–7 business days for clear-cut cases. Complex or high-value claims take longer.

Watch for: FedEx has an extensive prohibited items list — artwork, antiques, certain electronics, jewelry. Check it before shipping anything unusual, because a claim on a prohibited item will be denied regardless of what happened.

How to File a DHL Claim

Deadline: 60 days from ship date for loss; 30 days from delivery for damage

Steps:

  1. Go to dhl.com and navigate to Customer Support → Claims
  2. Enter your waybill/tracking number
  3. Select claim type and describe the loss
  4. Upload supporting documents
  5. Submit

DHL Express claims are typically faster than USPS for international — expect 10–20 business days.

How to File a Shipsurance Claim

Deadline: 60 days from ship date for lost packages; 30 days from delivery for damage

Steps:

  1. Log into your Shipsurance account at shipsurance.com
  2. Click "File a Claim"
  3. Enter your policy number and tracking number
  4. Describe the loss or damage in detail
  5. Upload supporting documents: invoice, photos, carrier's written loss confirmation
  6. Submit

Shipsurance resolves most claims in 5–10 business days — significantly faster than filing through the carrier directly.

What to Do If Your Claim Is Denied

Common denial reasons:

  • Insufficient packaging — carrier argues the item wasn't packed to their standard
  • Prohibited item — the item wasn't eligible for coverage
  • Late filing — missed the deadline by even one day
  • Missing documentation — no proof of value or incomplete description

If denied:

  1. Appeal with additional documentation — every carrier has a formal appeal process
  2. Escalate to a consumer advocate — for USPS, contact the USPS Consumer Advocate (1-800-522-9085). For private carriers, CFPB or your state's AG office for significant amounts
  3. File a credit card chargeback — if you paid by credit card, you may still have chargeback rights for "item not received" even after a carrier denial

Key Deadlines at a Glance

CarrierLost Package DeadlineDamage Deadline
USPS Domestic60 days from mailing60 days from delivery
USPS International45 days–1 yearVaries by service
UPS60 days from expected delivery60 days from delivery
FedEx60 days from ship date21 days from delivery
DHL60 days from ship date30 days from delivery
Shipsurance60 days from ship date30 days from delivery

The FedEx damage deadline (21 days) is short. If you receive a damaged package, document it and file immediately.


Claim procedures and deadlines change. Always verify on the carrier's official website before filing.

Disclaimer: Insurance coverage, carrier policies, and claim procedures change frequently. Always verify current terms directly with the provider before purchasing coverage or filing a claim.

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